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The wallet for Your Elective Healthcare
Plan it. Load it. Walk in ready.

Jumavo is the wallet for elective healthcare. Load it toward the care you're already planning — dental, aesthetics, wellness, fertility — and it gives back: a Welcome Boost on your first load, plus perks and rewards from the providers you book. Walk in with the money committed, the pricing anxiety gone, and Your purchased credit balance doesn’t expire.
happy Jumavo user

+ pilot program participants

Preparing for Public Launch in OC, coming soon to your city.
Sheela Paid For:
Veneers
by her Dentist
Botox for Migraines
at her Med Spa
Jumavo user image
Jumavo
$127,548 saved in our pilot program*
PILOT PROGRAM RESULTS

The numbers from real members.

78% of members fund their wallet every month

Increase your likelihood of setting money aside for your health.

65% of members set up auto-deposit

Take your health seriously, every month.

$850 average wallet balance

Save and only spend on the services you select.

You already pay for this care out of pocket. You deserve a better way to do it.

Veneers. Injectables. IV therapy. Egg freezing. Your visits to your thearapist or chiropractor. This isn't "extra" care. This is the care you're actually booking, budgeting for, and quietly rescheduling every time the quote surprises you.

There's no clean way to save toward it, no way to know what a package or perk is really worth, and no way to walk in without bracing for the number at the front desk.

That's the part Jumavo fixes. Not the price of your care — the uncertainty around paying for it.
We protect your health information with strict privacy and security safeguards. · No credit check. Not Insurance or a Bank.
Jumavo user
Load Your Wallet
Walk in ready
Save for Your Health

How it works

Three simple steps
1. Load any amount toward the care you're planning. Your purchased credit balance doesn’t expire. Promotional Welcome Boost credits are promotional and expire per your tier schedule — shown when you load.

2. Save and see exactly what you've set aside and what it's worth — your progress, in the open, no guesswork.

3. Spend ready at a trusted Jumavo provider. No surprise at checkout. No paperwork. Just your care.

One Membership to Pay Them All

Dentistry

veneers, whitening, clear aligners, implants, cosmetic dentistry

Aesthetics & Medspa

injectables, fillers, laser, skin

Wellness & longevity

IV therapy, NAD+, recovery, longevity

Fertility & family planning

egg freezing, IUI, select cycles

Weight loss & metabolic

medically supervised GLP-1 and metabolic programs.

Dermatology

medical and cosmetic skin care.

Vision & eye care

LASIK, vision correction, premium optical.

Mental health

therapy, psychiatry, and modern modalities.

Hearing

audiology and hearing care.

Primary & concierge care

direct primary care and concierge medicine.

Integrative & functional medicine

root-cause, preventive care.

Recovery & physical therapy

sports medicine, PT, regenerative care.

Elderly Care

care and support for aging parents and family.

Veterinary care

health care for the pets in your family.

A wallet built for the care you actually use.

One wallet, every kind of care

Load once and spend across trusted Jumavo providers, from dental and aesthetics to wellness and fertility. No re-quoting or re-pricing each time, and your credits never expire.

A Welcome Boost to start

Get an extra credit boost on your very first load, our thank-you for getting in early. First load only, shown plainly, Welcome Boost applies to your first load only. Amount and expiration are shown before you load.

Your dollars go further

The more you use your wallet, the more it gives back. Booking with Jumavo earns you Boosts and member rewards from the providers you choose, with the real value of each shown up front.

A wallet you can share

Plan together. A shared Family Wallet lets partners or family pool toward the same goal: couples readying for IVF, siblings covering orthodontics, parents managing care for the people they love.

Know what everything is worth

Every credit, Boost, and reward is shown in plain language with its real value. Clear pricing. Your purchased balance doesn’t expire (promotional credits do). A per-transaction provider fee applies — see terms.

What Jumavo Is (And Isn't)

Clear about what we are. On purpose.
Jumavo is a closed-loop wallet for the care you choose and pay for yourself. You load it, you spend it with trusted Jumavo providers. That's the whole idea.

A prepaid wallet for cash-pay care. You load credits into your wallet, stack them (including Boosts from participating providers), and spend them on the care you've planned for. Credits redeem with participating providers — they're not cash, and they can't be withdrawn.

Not insurance. Not a bank. Not an HSA or FSA. Not a loan or a buy-now-pay-later plan — no debt, no interest, no credit check. It's simply money you set aside yourself, loaded as credits and ready for the care you've already chosen.

  • Insurance pays claims for covered services on its own terms. Jumavo covers nothing — it's your own prepaid credits for care you choose.
  • An HSA or FSA is a tax-advantaged account with eligibility rules. Jumavo has no tax treatment and no eligibility rules — just credits you prepay.
  • CareCredit, loans, and buy-now-pay-later lend you money to pay later, usually with a credit check and interest. Jumavo is money you've already set aside — no borrowing.
  • A gift card is locked to one merchant. Jumavo credits work across participating providers and can stack with provider-funded Boosts.

Membership Tiers

There's no monthly fee at Jumavo. Your tier is determined by how much you load — and every tier comes with real benefits.
A promotional credit on your first load only. Amount is set by your tier and shown before you load. Promotional Boost credits are not purchased funds and expire per your tier schedule.Your purchased credit balance — the money you load — doesn't expire. Promotional credits (Welcome Boost and reward Boosts) do expire per your tier schedule. Boost dollar amounts shown are illustrative, based on a sample first-load amount. Your actual Boost depends on your load and tier. No monthly membership fee. A per-transaction fee applies to providers, not to your loaded balance. Wallet insights are informational, non-clinical budgeting features only — not medical advice.

Patients are already using Jumavo — and they're seeing results.

Early members are funding care, earning Boosts, and getting priority access. Join them to start getting more value from what you spend on your out of pocket care!

s

of satisfied users in the past 2 years at our pilot clinics

%

Monthly funding rate

$

Average wallet balance


Jumavo is a product of JŪMA Group, LLC — a closed-loop prepaid wallet for elective, cash-pay care. Not insurance. Not a bank. Not an HSA or FSA. Not financing, a loan, or buy-now-pay-later. No credit check.

Banking services provided by Mercury and its partner banks, Choice Financial Group and Column N.A., Members FDIC.

CMS, National Health Expenditures 2024 Highlights — "Total out-of-pocket spending increased by 5.9 percent in 2024 to $556.6 billion" (11% of total NHE)
Jumavo, a DBA of JŪMA Group, LLC · OWN YOUR HEALTH · © 2026 · All rights reserved.