About Jumavo
The money side of care, finally predictable.
Jumavo is the closed-loop wallet for elective, cash-pay healthcare. We take the financial anxiety out of the care people actually choose so patients walk in ready, and providers get paid without the insurance grind.
Why we exist
Elective care is care you choose. Paying for it shouldn’t feel like a gamble.
Dental work, aesthetics, wellness, fertility: this is care people plan for and budget for, then quietly delay. Not because they don’t want it, but because the money side is broken. Opaque pricing, surprise quotes, and no clean way to save toward a goal. Providers feel it- unpredictable revenue, no-show losses, and a rising cost to “rent” patients who may balk at the price anyway.
The average cash-pay patient juggles five or more separate memberships, with no shared balance and no way to plan across providers. The problem was never the price of the care. It’s the uncertainty around paying for it.
The average cash-pay patient juggles five or more separate memberships, with no shared balance and no way to plan across providers. The problem was never the price of the care. It’s the uncertainty around paying for it.
$556B
U.S. out-of-pocket healthcare spend
CMS NHE, 2024
5+
Memberships per active cash-pay patient
Jumavo member survey
0
Category-defining wallet built for the money that moves through it
What we built
One wallet for every kind of elective care.
Jumavo is a closed-loop, prepaid wallet. You load your own money toward the care you’re already planning, see exactly what you have and what it’s worth, and spend it with participating providers, with no surprise at the front desk. It is emphatically not insurance, a bank, an HSA or FSA, or financing. No debt, no interest, no credit check.
Dental
Aesthetics & medspa
Wellness & longevity
Weight loss & metabolic
Fertility & family planning
Mental health & therapy
Plastic & cosmetic surgery
Recovery & physical therapy
Integrative & functional medicine
Primary & concierge care
Dermatology
Vision & eye care
Hearing
Elderly care
Veterinary care
1
Patients plan & load
Load funds toward the care you want, watch your plan come together, and walk in with the money already committed, and no pricing anxiety.
2
Providers get pre-funded patients
Practices welcome patients who arrive ready to spend, avoid the insurance-and-collections grind, and keep them coming back.
3
Both sides win
Every patient plan becomes a signal a provider can act on; every provider perk stretches a patient’s dollars. The wallet only works when both sides win.
Why a dentist built this
Jumavo started behind the chair.
Dr. Parth Kansagra is a second-generation dentist. He grew up in his father’s practice, watching him fight insurance for thirty years to deliver care he’d already given. Parth decided early he’d never build his own practice on that fight. He built his dental practice and medspa cash-pay from day one.
It worked. Patients got care that felt honest and predictable; the practice grew without depending on a payer. It worked so well, he used it in his med spas too. Jumavo is the extension of what Parth built to given every provider, and every patient. His own practice was member number one: proof, not a promise.
It worked. Patients got care that felt honest and predictable; the practice grew without depending on a payer. It worked so well, he used it in his med spas too. Jumavo is the extension of what Parth built to given every provider, and every patient. His own practice was member number one: proof, not a promise.
What we believe
What we stand for.
These aren’t slogans. They’re the promises behind every wallet a patient opens and every practice we welcome — the reason Jumavo exists at all.
Predictability over surprise
The defining harm in elective care is uncertainty, not cost. We replace surprise with certainty — no hidden fees, no fine print.
Provider prosperity
Providers are our first customer. We win only when their practice gets healthier — more predictable revenue, freedom from the insurance treadmill.
Radical transparency
Elective care is full of hidden pricing and fine print. We say plainly what we are, what something is worth, and what it isn’t — in the open, every time.
Earned trust
We sit between people’s money and their healthcare. Trust is earned through security, consistency, and doing right by the people who count on us.
Held to a higher standard
People are trusting us with their care and their money. We hold a premium, consistent standard on every detail — no shortcuts, ever.
For the long term, not the transaction
We help people build lasting habits around planning for their care, and providers build lasting relationships — not one-off payments.
Where we are
Real behavior, from real members.
Every number below came before a single dollar of paid marketing — founder-led, fully organic.
250+
Wallet members
$350K+
Loaded to date
78%
Monthly reload rate
40+
Providers onboarding
$0
Paid marketing spend
Who’s building it
Built by people who want to improve how elective care works — on both sides.
Clinicians and builders who have lived this problem from both chairs: the one patients sit in, and the one providers stand beside. We’re here to make the money side of care work better for everyone in the room.
PK
Founder & CEO
Dr. Parth Kansagra
Practicing cash-pay dentist. Founder of Bespoke Dental Studios and JUV medspa. Triple-credentialed clinician-operator (DDS · MBS · MBA).
NL
CTO
Neelesh Lalwani
Former head of product at Deserve (acquired by Intuit). Built consumer-credit fintech infrastructure, including work at JPMorgan.
MT
CMO
Mia Lepe Torres
Led demand generation at Maven Creative. Healthcare brand and community-driven acquisition specialist.
MD
UI Designer
Michelle Daris
0-to-1 product design at Fassport; built two design systems in year one. M.S., University of Michigan.
Who’s building it
Dr. Parth Kansagra
Founder, 1-800-Dentist
Built the category-defining dental referral service that connected 8M+ patients to care.
Travis Rodgers
Founder, DrDDS Innovations
Go-to-market specialist who has helped launch hundreds of dental products since 2003.
Christopher Marston, Esq.
Exemplar Capital Services
Integrated law, strategy, capital, and compliance; multiple fintech exits.
What we’re building toward
A world where paying for care is calm, clear, and yours.
Our mission is simple: make paying for elective healthcare predictable, transparent, and rewarding — so people get the care they plan for, and providers get patients who arrive ready. One wallet, for every kind of elective care, that takes the financial anxiety out of the decision for the people paying and the practices delivering it. We’re starting in California, provider by provider, so the network is real from day one.
For patients
Calm and in control
Practicing cash-pay dentist. Founder of Bespoke Dental Studios and JUV medspa. Triple-credentialed clinician-operator (DDS · MBS · MBA).
For providers
Free to practice
Former head of product at Deserve (acquired by Intuit). Built consumer-credit fintech infrastructure, including work at JPMorgan.
For care itself
Honest and in the open
Led demand generation at Maven Creative. Healthcare brand and community-driven acquisition specialist.
Own your health — starting with how you pay for it.
Sign up in about 20 seconds, or join Jumavo as a provider. We’re opening in California in waves, provider by provider, so the network is real from day one.
