About Jumavo
The money side of care, finally predictable.
Jumavo is the closed-loop wallet for elective, cash-pay healthcare. We take the financial anxiety out of the care people actually choose — so patients walk in ready, and providers get paid without the insurance grind.
Why we exist
Elective care is care you choose. Paying for it shouldn’t feel like a gamble.
Dental work, aesthetics, wellness, fertility — this is care people plan for and budget for, then quietly delay. Not because they don’t want it, but because the money side is broken: opaque pricing, surprise quotes, and no clean way to save toward a goal. Providers feel the mirror image — unpredictable revenue, no-show losses, and a rising cost to “rent” patients who may balk at the price anyway.
The average cash-pay patient juggles five or more separate memberships, with no shared balance and no way to plan across providers. The problem was never the price of the care. It’s the uncertainty around paying for it.
The average cash-pay patient juggles five or more separate memberships, with no shared balance and no way to plan across providers. The problem was never the price of the care. It’s the uncertainty around paying for it.
$556B
U.S. out-of-pocket healthcare spend
CMS NHE, 2024
5+
Memberships per active cash-pay patient
Jumavo member survey
0
Category-defining wallet built for the money that moves through it
The opportunity
What we built
One wallet for every kind of elective care.
Jumavo is a closed-loop, prepaid wallet. You load your own money toward the care you’re already planning, see exactly what you have and what it’s worth, and spend it with participating providers — no surprise at the front desk. It is emphatically not insurance, a bank, an HSA or FSA, or financing. No debt, no interest, no credit check.
Dental
Aesthetics & medspa
Wellness & longevity
Weight loss & metabolic
Fertility & family planning
Mental health & therapy
Primary & concierge care
Dermatology
Vision & eye care
Hearing
Elderly care
Veterinary care
1
Patients plan & load
Load funds toward the care you want, watch your plan come together, and walk in with the money already committed — and the pricing anxiety gone.
2
Providers get pre-funded patients
Practices welcome patients who arrive ready to spend, get paid without the insurance-and-collections grind, and keep them coming back.
3
Both sides win — that’s the loop
Every patient plan becomes a signal a provider can act on; every provider perk stretches a patient’s dollars. The wallet only works when both sides win.
Why a dentist built this
Jumavo started behind the chair.
Dr. Parth Kansagra is a second-generation dentist. He grew up in his father’s practice, watching him fight insurance for thirty years to deliver care he’d already given. Parth decided early he’d never build his own practice on that fight — so he didn’t. He built his dental practice and medspa cash-pay from day one.
It worked. Patients got care that felt honest and predictable; the practice grew without depending on a payer. Jumavo is what Parth built to give every provider — and every patient — that same footing. His own practice was member number one: proof, not a promise.
It worked. Patients got care that felt honest and predictable; the practice grew without depending on a payer. Jumavo is what Parth built to give every provider — and every patient — that same footing. His own practice was member number one: proof, not a promise.
“When providers don’t need insurance to survive, they can practice medicine the right way.”
— Dr. Parth Kansagra, DDS · MBS · MBA · Founder & CEO
What we believe
What we stand for.
These aren’t slogans. They’re the promises behind every wallet a patient opens and every practice we welcome — the reason Jumavo exists at all.
Predictability over surprise
The defining harm in elective care is uncertainty, not cost. We replace surprise with certainty — no hidden fees, no fine print.
Provider prosperity
Providers are our first customer. We win only when their practice gets healthier — more predictable revenue, freedom from the insurance treadmill.
Radical transparency
Elective care is full of hidden pricing and fine print. We say plainly what we are, what something is worth, and what it isn’t — in the open, every time.
Earned trust
We sit between people’s money and their healthcare. Trust is earned through security, consistency, and doing right by the people who count on us.
Held to a higher standard
People are trusting us with their care and their money. We hold a premium, consistent standard on every detail — no shortcuts, ever.
For the long term, not the transaction
We help people build lasting habits around planning for their care, and providers build lasting relationships — not one-off payments.
