Skip to main content
THE GROWTH ENGINE FOR CASH-PAY CARE

Your next patients are saving for the care you provide.

Jumavo is the closed-loop wallet that turns patient intent into committed, pre-funded dollars. Patients set savings goals for the care they're planning — so you welcome them in already funded and ready to pay.

Attract high-intent patients, keep them with our loyalty program, and get paid in days. No claims, no collections, no chasing — and $0 to sign up.
$0 to sign up · Secure, encrypted checkout · Settled in 5–7 days
Jumavo for providers
Jumavo patient

We don't fill your calendar with leads. Patients arrive already funded and decided on their care.

Patient sets a goal— saving toward the care they're planning.

They choose you and arrive funded — no effort needed from you beyond signing up.

They walk in funded — committed dollars, settled to you in days.
$0 to sign up · Secure, encrypted checkout · Settled in 5–7 days
THE INFRASTRUCTURE YOU'VE BEEN WAITING FOR

Your patients are already paying out of pocket. Now they have a wallet built for it.

$550B+ leaves patients' pockets every year in out-of-pocket spend.¹ For cash-pay, elective, and wellness care — dental, aesthetics, GLP-1, functional medicine — there has never been a purpose-built savings tool. Until now.

Jumavo is a closed-loop wallet and multi-provider savings network — not just a wallet, but the operating system for elective healthcare. Patients fund it. You redeem it. You're settled in 5–7 days, with zero insurance infrastructure between the transaction and your bank account.

The first external LOI is signed: an LA dermatologist, 3 locations, $4M+ in revenue, 200+ patients already ready. The network is forming. The question is whether your practice is in at its founding or arrives later.
$0 to sign up · Secure, encrypted checkout · Settled in 5–7 days
patient-at-Jumavo provider reception-desk
HOW IT WORKS — FOR YOU

Your patients are already paying out of pocket. Now they have a wallet built for it.

1
Join the alliance.
Become one of the first in your area so you get first access to Jumavo's high-intent, pre-funded patients as they join, ahead of every practice that comes later.
2
Patients load their wallet.
Patients fund their Jumavo wallet via ACH or debit — pre-loaded with a Welcome Boost on their first load.
No application. No employer or credit check required.
3
Instant checkout for you.
Patients pay via the Jumavo wallet at the point of care. Redemption is instant. No terminal changes, no new POS system required.
4
You get paid. In 5–7 days.
Jumavo settles to your practice account in 5–7 days. No claims. No prior auth. No write-off. What you charge is what you receive, minus a single per-transaction fee — no claims, no prior auth, no collections, no write-offs.

What this actually is. And what it isn't.

Jumavo for Your Practice
  • Patients arrive pre-funded
  • Settled in 5–7 days
  • Keep them coming back with our loyalty program
  • A shared wallet network of cash-pay providers
  • Two-sided network — more patients = more value
Jumavo is Not
  • Insurance, or an insurance claim cycle
  • A bank, CareCredit, or BNPL
  • A marketplace or referral platform
  • An EHR or billing integration
  • Another subscription you have to manage
WHY PRACTICES JOIN JUMAVO

Everything a cash-pay practice needs to grow.

Jumavo gives you the demand, the tools, and the economics to turn cash-pay care into predictable, pre-funded revenue — without claims, contracts, or guesswork.
Pre-funded patients, ready to spend.
Members load their wallets before they book, so you're tapping demand that's already committed — found through network listings, referrals, and Boost campaigns you control.
Growth tools, built in.
Advanced analytics, featured listings, Boost campaign tools, and AI revenue optimization — everything you need to turn wallet demand into booked, repeat care.
Flat, honest economics.
A 6.99%–9.99% fee per redemption, settled to your account in 5–7 days. What you charge is what you receive — no claims, no prior auth, no collections, no write-offs.
A network that compounds.
One wallet spans all 14 cash-pay verticals. Every new patient and practice on the network gives members another reason to keep loading — and points more demand at you.
Now onboarding practices across 14 cash-pay verticals.
$0 to sign up
ALREADY VALIDATED

Members are funding care right now — they just need somewhere to spend it.

Jumavo is live and working. In our 2024–2025 pilot: a 78% monthly wallet-funding rate, $850 average wallet balance, and 65% auto-deposit adoption.* Real behavior from real patients — not projections.

%

Monthly wallet-funding rate

$

Average wallet balance

%

Auto-deposit adoption
“The cross-practice portability is what sold me.”
Dermatologist · 3 locations · $4M+ revenue · 200+ patients ready
$0 to sign up · Secure, encrypted checkout · Settled in 5–7 days
Dr. Parth - Founder
BUILT BY AN OPERATOR, NOT A VENDOR

He built Jumavo for his own practices first. Then he opened it up.

Dr. Parth Kansagra runs cash-pay practices. He knows the problem every cash-pay owner knows — the margins are yours, but the demand is something you manufacture one price-sensitive patient at a time.

He built Bespoke Dental Studios, then JUV, a cash-pay aesthetic group — and kept hitting the same gap: there was no financial infrastructure built for how cash-pay patients actually plan and pay. So he built it. Jumavo is the system he wished he'd had.
"I built the rails I needed to run my own practices. Every cash-pay provider should have them."
— Dr. Parth Kansagra, DDS, MBA, MBS · Founder & CEO

Straight answers. No fine print.

Which practices can join?
If your patients already pay out of pocket, Jumavo is built for you. Any practice already running on elective revenue, from dental, aesthetics, and dermatology to GLP-1, fertility, mental health, vision, recovery, and concierge — are welcome.
What does it cost?
Jumavo takes 6.99%–9.99% on each patient redemption — applied at the transaction, never billed separately. No setup fees, no claims overhead, no long-term contract.
How does my practice get paid?
Settled to your account in 5–7 business days. What you charge is what you receive, minus the 6.99%–9.99% merchant fee. No claims cycle, no prior auth, no write-off reconciliation.
How do patients find me?
Through network listings, referrals from across the network, and Boost campaigns you control — so you're reaching patients who are already funding their care, not buying cold clicks.
Can I see which patients are saving for what I offer?
That's our goal-tracking demand signal — a Phase 2 capability on the roadmap. When it ships, you'll see (opt-in, anonymized until a patient books) when someone is saving toward care you provide. Today, you reach patients through listings, referrals, and Boosts.
Is this insurance, a loan, or BNPL?
None of the above. Jumavo is a closed-loop wallet — patients pre-load their own money and spend it with you. Not insurance, not a bank, not financing. No debt, no interest, no credit checks.
Do I need to change my POS or EHR?
No. Redemption runs through Jumavo, not your existing systems. Onboarding is low-friction by design.

Your next patients are already saving. Be on the network when they're ready to spend.

Pilot metrics from Jumavo's 2024–2025 pilot with two participating California practices (Bespoke Dental Studios and JUV). Pilot results, 2024–2025, n=252 members. Individual results vary; pilot results are not a prediction of future performance.
$0 to sign up · Secure, encrypted checkout · Settled in 5–7 days


Jumavo is a product of JŪMA Group, LLC — a closed-loop prepaid wallet for elective, cash-pay care. Not insurance. Not a bank. Not an HSA or FSA. Not financing, a loan, or buy-now-pay-later. No credit check.

Banking services provided by Mercury and its partner banks, Choice Financial Group and Column N.A., Members FDIC.

CMS, National Health Expenditures 2024 Highlights — "Total out-of-pocket spending increased by 5.9 percent in 2024 to $556.6 billion" (11% of total NHE)
Jumavo, a DBA of JŪMA Group, LLC · OWN YOUR HEALTH · © 2026 · All rights reserved.